Lake Havasu City, Bullhead City and Kingman real estate and homes for sale in Arizona, Lake View Condos - Selman & Associates - The Concierge Service Team, REALTORS® Selman & Associates REALTORS(r) for Lake Havasu City, Bullhead City and Kingman, Arizona real estate, Lake View Condos - NUMBER1EXPERTS™ Selman & Associates NUMBER1EXPERTS(tm) for Lake Havasu City, Bullhead City and Kingman, Arizona real estate, Lake View Condos
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Selman & Associates, REALTORŪ, real estate agents and broker for Lake Havasu City, Bullhead City and Kingman Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
Call The Concierge Service Team TOLL FREE 888-854-5511 for Lake Havasu City Real Estate information. Selling Lake Havasu since 2003.





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"Dominic was great to work with"
"Dominic was very helpful and informative with Lake Havasu Real estate"
Bob and Marie Unangst - Lake Havasu City, Arizona
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Mortgage Prequalification: Lake Havasu City, Bullhead City and Kingman Arizona home buying, real estate listings, and homes for sale in Mohave County, AZ
Welcome > For Buyers > Mortgage Prequalification ...


Prequalify for a home loan - know how much you can afford before you begin your home search. 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Lake Havasu City, Bullhead City and Kingman real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Real Estate Trivia
Q 
Where can you find the world's largest residential palace?

A 
The Istana Nurul Iman, palace of the Sultan of Brunei, includes 2,152,782 square feet, 1,788 rooms, 257 bathrooms and a 110-car garage.
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Selman & Associates, REALTORŪ, real estate agents and broker for Lake Havasu City, Bullhead City and Kingman Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Dominic Labriola, Associate Broker / Team Director
Selman & Associates - The Concierge Service Team

387 South Lake Havasu Avenue
Lake Havasu City, Arizona 86403
Toll Free Direct: 888-854-5511
Local Lake Havasu: 928-854-5511
Fax - Toll Free: 866-384-8855
Email: DialDominic@gmail.com

Time is the most valuable resource, and we don't want to waste yours. Our team approach allows us to specialize in different areas of the real estate market, enabling us to help you achieve an overall greater experience. When you work with The Concierge Service Team, you don't just get one agent to work for you, you're working with an organized group of professionals who all work for the #1 real estate firm in Lake Havasu City, Selman & Associates Real Estate. Search easy at www.HavasuHomesNow.com - Lake Havasu's Ultimate Home Searching website with Full Details, Large Photos, Maps and Satellite Views. Read our blog updated weekdays at www.HavasuHomeTalk.com. Our area information site www.Havasu-Real-Estate.com has all of our featured homes and a gorgeous slideshow of photos of Lake Havasu City.


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