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The Concierge Service Team, REALTORŪ, real estate agents and broker for Lake Havasu City,  Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
Our Clear Purpose: FOR BUYERS- The Right Home, Right Price, & Right Time. FOR SELLERS- The Most Money, Shortest Time, & Fewest Problems.

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Mortgage Prequalification: Lake Havasu City,  Arizona home buying, real estate listings, and homes for sale in Mohave County, AZ
Welcome > For Buyers > Mortgage Prequalification ...


Prequalify for a home loan - know how much you can afford before you begin your home search. 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Lake Havasu City, Bullhead City and Kingman real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
What area in the United States has the highest per capita income?

A 
The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data.
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The Concierge Service Team, REALTORŪ, real estate agents and broker for Lake Havasu City,  Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Dominic Labriola, Broker
Concierge Service Properties

3269 Maricopa Avenue Suite 114-123
Lake Havasu City, Arizona 86406
Toll Free Direct: 888-854-5511
Local Lake Havasu: 928-854-5511
Fax: 928-223-5555
Email: DialDominic@gmail.com

Time is the most valuable resource, and we don't want to waste yours. Our team approach allows us to specialize. When you work with The Concierge Service Team, you don't just get one agent to work for you, you're working with an organized team of professionals. Search easy at www.HavasuHomesNow.com - Lake Havasu's Ultimate Home Searching website with Full Details, Large Photos, Maps and Satellite Views. Read our blog updated weekdays at www.DialDominic.Wordpress.com. Our area information site www.Havasu-Real-Estate.com has all of our featured homes and a gorgeous slideshow of photos of Lake Havasu City.


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